Take Me Out To The Ballgame

Date night this month was a Baseball game last night. Mj is an Atlanta Braves fan and has been looking forward to this for a while. It took me about 20 minutes to devour my hot dog and finish sucking down my bud light with lime. That first sip of beer was cold, refreshing, and perfect. I'd been thinking about it all day at work and it was even better then I imagined. Then, it took me about 25 minutes to get out my gloves and beanie. It was a night game so it got pretty chilly.

I have a really bad habit of burning my mouth because I can't wait so Mj was in charge of holding onto the hot chocolate and letting me know when I could have a sip. We had some mini donuts with it. It was actually more fun watching the crowd act crazy on the jumbo tron and scramble for the foul balls as it was watching the game but I made an effort to follow along with what was going on and enjoyed it. We had great seats. Neither one of us had been so close to the action before. I don't know what it is about baseball players but most of them looked old and portly. Is it their baggy uniforms or all of the standing around? I don't know but they just don't seem as athletic and fit as the NBA NFL set. We had a good time, his team won and we left around the 8Th inning.

We took the trolley back to where we parked our cars and got home around 11:30 pm which way late for a work night. I can barely keep my eyes open and Mj has already fallen asleep. Guess we're going to bed early tonight.

The Reluctant Landlord

I held onto the property management contract as long as I could but they told me they recommend 45 days out to properly market my unit so I had no choice but to get it together and send it out. I signed the contract. I made copies of my keys. I took photos. I Inquired about a landlord policy. Mj finished up a few minor repairs. All of this in preparation for something I never wanted in the first place.

When I bought this tiny condo 5 years ago I fully expected that I would live there for the rest of my life. No balcony, no in unit laundry, and street parking but it was affordable for me on my own and I'd never have to move again. While frustratingly small at times and suffocatingly hot in the Summers it was brand newly renovated and it was enough for just me. I was tired of crappy apartments and never knowing how much my rent might go up year to year and this seemed like the ONLY way I might ever get even a small piece of real estate in an outrageously priced housing market. Yes, it was settling a bit as I have done with rentals in the past but I am no stranger to making sacrifices for budget. I had no intention of meeting anyone, falling in love and totally outgrowing said studio. But it happened and I have to adapt accordingly considering there was no way I could convince Mj to stay there forever with me or buy the house and get a roommate. Not that I necessarily wanted to.

I have had passing visions of how wonderful it would be to live in a house again some day and not have to settle. I left quiet suburbia of my parent's home for city apartments in sometimes questionable neighborhoods about 6 months after college graduation and have not made it back there yet. I envision myself washing my car in my very own driveway and doing my laundry inside my very own house. I would have a garage to park my car and a bike if I want one. There are extra closets to store things. I could have guests over and do a little entertaining. I'd sit outside in my backyard reading a book with a glass of wine and be able to take walks in my own neigborhood. Seeing as how I have saddled myself with a condo and a property value that has dropped more then 50% since I bought it the only way for this to happen is to rent it out. Selling is not an option and neither is paying two mortgages.

In preparation I started a condo fund. Over the last year once I accepted that this was inevitable I began transferring what I could spare into this account to cover any expenses that might crop up. I contemplated renting it myself but decided that at this point it's not something I want to undertake on my own.

I have three major fears where this is concerned.

1. Not finding a tenant.
2. Having said tenant destroy my property or stop paying rent causing me to have to evict them.
3. Having to rent it at a huge deficit.

Rental rates are down and there is so much competing inventory out there for renters. Ideally, I'd like to rent the place for an amount that would cover my mortgage and HOA but realistically that might not happen. This is the last piece that I need to fall into place.

The place is listed and I have a little over 30 days for someone to decide they want live there.

Birthday Shopping

Shopping is not something I do on a whim, for the heck of it or just because I saw something in a catalog that I like. At the beginning of each season change if there are things I need to update my wardrobe a bit I make a list and usually don't have a problem getting just those items. I already have my list of things that I missed out on this year that I want to get next Fall/Winter. There are three typical scenarios that will cause me to hit the mall:

1. I receive a coupon without a minimum purchase requirements. When I get these my goal is to walk in and buy one single item to maximize the discount to money spent ratio. If I can walk into a store and buy a $25 shirt and get $10 off I'm all in. This is my excuse to shop at The Limited and The Express which are stores I love but usually don't frequent because they are not cheap.
2. There is a gaping whole in my wardrobe. There might be a top or a pair of pants that I'll keep trying to wear but can't because nothing looks right with it and/or I don't have the right shoes. I finally get sick of this and go out searching for the item that will allow me to wear that piece.
3. I have an event to attend and/or a trip planned and there is absolutely nothing already in my closet that will work.

There are some exceptions here and there but that is typically my shopping profile and it helps that I generally avoid malls unless I have a specific purpose. It's not because I don't love shopping and new clothes. Oh, how I do. I just don't necessarily have a budget that is too forgiving when it comes to casual shopping, I don't use credit cards and like it or not that's that. For my Birthday my favorite stores were kind enough to send me coupons and of course I have to use them-see #1 above. It's my Birthday and I don't allow myself splurges too often so even though I am in the middle of buying a house, planning a wedding and have car registration due next month I decided to use all three.

Victoria's Secret sent me $10 off so I got these adorably soft yet lacy Angel's hip hugger panties on sale at 3/$30 (regularly $14 each). These keep me in my comfy cottons that I like but are going to be visually appealing to the hubby.

Express sent me $10 off.  I am always cold so I'm always looking for cute lightweight sweaters and these stylish tanks immediately caught my eye. I said what the hell and decided to get them anyways even though at $29.50 each not a single one was on sale (I got the ruffle top in Ivory). With my coupon the average cost per shirt was $26.17.

The Limited sent me a $15 off coupon so I did a little power shopping at lunch today.  I meant to only get one single item but I fell in love with both of these AND they were on sale. I got the drop waist one on the left in gray for $24.50 (regular price $44.50) and the peasant top was on clearance for $39.99 (down from $44.50). With my coupon the average cost per shirt was $24.75.

All together this shopping spree was $156.44. The last time I had a shopping spree of any kind-which for me is more then two items or $60 or more-was October of last year which just so happened to cause a ridiculous shopping mini melt down that I am all too happy not to repeat. What good is it trying to look good doing me if I don't allow myself to enjoy it? Wardrobe cannot live on Target, Kohl's, and Old Navy alone. Not that I can't find some darn good pieces there but I have learned over the years how important it is to mix it up with some classic, quality, nicer pieces as well.

I was given another $15 coupon with no minimum at the Limited and I'm not going to use it. At Express I earned $25 worth of fast cash with a minimum $50 purchase. I mentioned to Mj that I don't think I should use it yadah, yadah, yadah because of all that I had spent. He said "jeez, just do it I would." Some men try to keep their lady out of the mall but mine apparently has to talk me into it. I plan to go back and get this adorable $54.50 dress that I would never pay full price for.

Incidentally, it will satisfy all three shopping requirements above. I have a coupon and a B day Gift card to use, it will fill a gaping whole in my wardrobe as I have little to no summer casual dresses AND it will be perfect for my upcoming honeymoon. Even I can't argue with that!!

Oh Build Us A Home......

The house is coming along nicely.  It's gone from dirt lot and wood frame to this.

Pre Dry Wall March 19th

Insulation Drywall & Stucco March 28

Plaster & Drywall texturing April 4th

It's been a relaxing weekend for me.  You'd think I would be immune to missing Mj by now.  I mean, the man was gone for part of 2008, most of 2009 and in January he was gone for a week.  Nope.  He left Friday morning for drill and by Saturday I was really missing him but he'll be back tonight.  He had no interest in watching New Moon [crazy I know] so I picked that up yesterday and will watch it before he comes home.  I found a recipe for Picante Chicken & Rice in a cookbook and plan to have dinner ready for him.  I had to go out to the homestead solo this weekend and was so excited to see the most dramatic changes yet. 

Cabinets & Stucco April 10

It actually looks like a real house now!!  They will be putting in the driveway and countertops this coming week.  While I was there I measured the windows to get an idea of window covering costs.  I had to go to Home Depot to get copies of my condo keys made so I checked out blinds and brought home some wall paint color samples.  I am really looking forward to decorating and making the house our own.

Our final walk through is scheduled for May 13th and closing should be no later then 7 days after that. There are TONS of puzzle pieces that all need to fit together in order for us to close on time but if everyone does their piece it will all come together.

House building progress cont'd