Invites/RSVP's En Route & Website DONE

Hitting submit on my final order was a bit nerve wracking. Once I do this it's final. It's too late to decide that there should have been a comma there or a certain word should have been capitalized. Unlike my blog once I hit submit I can no longer go back and edit. That being said I am also glad to have it done because it IS so final. No more obsessing over the wording and whether or not everything is perfect.

After extensive research I decided on Invitations By Dawn. I immediately liked "In The Pink" online and knew it was perfect when I received the free sample. I could have gotten some cheaper ones but they would have looked that way too. It is a fold over design printed in raised black script on pink heavy card stock paper. There is a pretty black and a pink pearlized flower embossed on the front and our first names are visible from the front through a little cut away. They match our wedding colors, they look elegant and are of good quality. They come with outer AND inner envelopes. The cost is $121.80 for 100 invitations and $65.80 for 100 Response cards. We also got invitation tissue for $2.00 making the grand total $189.60. I was able to customize everything online. I was able to view a mock up of the invitation but not the RSVP. I did not order proofs. They were $15 each. I liked the invite sample and I proof read the invite so I think it will be OK that I didn't.

I also got to working on our wedding website because we are going to print the website URL on mailing labels and stick them to the outside of the inner envelope. This is the online digital age. There is a website for everything so why should my wedding be any different? We are using mywedding.com. Guests can RSVP and choose their meal here. They can view our wedding registry, city information, wedding and hotel information, view pictures of us , sign our online guest book, contact us, and find out a little bit about how we met. It's totally free. I LOVE the way it turned out and it was really fun doing it too.

I will plan on sending them out early March and request RSVP by June 1st.

Reception [Food Fest] Tasting

The tasting was less of a tasting and more of a all out food fest if you asked me. But, I am definitely not complaining. They offered passed hors d'oeuvres and wine or champagne while we were waiting to go into the tasting room. Once inside all of the food was set up buffet style and you could pretty much taste as much as you wanted of anything that was there. There was a lot to choose from! These are our plates just from round one.

We had Rosemary Chicken, Flat Iron Steak, Wild Rice Pilaf, Stuffed Shells, Mini Beef Wellington, Spring Rolls, dinner rolls, Garlic Mashed Potatoes and on and on. The provided a note sheet so we could take notes on what we liked and what we didn't. After tasting everything I think that we have decided that we like the Southwest Tri Tip steak. I originally figured I would just go for chicken because it's kind of generic and everybody likes chicken but this meat was so tasty and we both really liked it so beef it is. I am debating over if I want to put a beef or vegetarian option on my RSVP cards or not. Or, just tell them on our website that if they are a vegetarian to let us know? I think if we have dual entrees served then we have to provide menu cards and I am not exactly sure what that would entail. I guess I need to find out because I am planning on ordering my invites this weekend.

Southwest Tri Tip Steak

The reception package we chose is $55 per person [plus sales tax and 19% gratuity of course!!]and includes the following:

• One hour bar service including cocktails, beer, wine, punch, and sodas
• Assorted cheese & cracker display during cocktail hour
• Starter, served entree, seasonal vegetables, dinner rolls
• Champagne toast and coffee/tea service
• Cake cutting service

I think that should be enough but I really liked some of the Hors d'oeuvres. It would costs $150 per 50 pieces to add those on. It would be nice to throw in something extra but that would be $300 minimum. We want to add on alcohol too after the cocktail hour and Mj and I both agree that alcohol is way more important! The next package up would be $20 more per person and include 4 hors d'ouerves AND an extra hour of bar service but that would be pushing our budget too much.

They also had some of their vendors on hand for everything from DJ and flowers to mobile spa services and chair covers. The cake vendor said he could do a peanut butter 3 tiered cake that serves 100 for $275, which is under budget. I found out that one of the sample centerpieces on one of the tables was $100!! That's exactly why I am making my own. $100 X 10 tables is $1000 bucks! Even $40 X 10 is too high for me. We visited all of the vendors and turned in our little card to enter the raffle but did not win anything. I was REALLY hoping to win the $500 ceremony but instead it went to a girl who is having a quincenera and doesn't even really need it. Sigh.

Overall it was a wonderful and fun event. Free dinner and wine is always nice! Of course it made me want everything but I have to bring myself down to earth. The recent renovation on the hotel looks great. They really rolled out the red carpet for us and I am very happy that we chose it for our venue.

Under Contract, Now Where's My Loan?

It's funny how so many things in the home buying process are backwards. You can get pre approved to buy hundreds of thousands worth of real estate but nobody will promise to give you any money for it until you have already signed a contract saying that you will buy it. On a resale you fall in love with a house but it's only until after you have signed the contract that the home inspection is ordered that could ultimately break the deal if there are any problems. We've agreed to buy a new construction house that is nothing more then a pile of dirt with some stakes in it at this point. We don't know exactly when our closing will be because it's being built as we speak. We don't even know what our interest rate will ultimately be on the loan and yet we have signed the dotted line that we want the money. Even once we receive final credit approval an outside lender won't agree to the loan amount until the house is appraised for the purchase price which can't be done until the darn thing is mostly built and that likely won't be until April. We are supposed to be moving in May!It's backwards. And it's the way it's done.

We are almost 30 days out from contract signing and we still don't have financing in place. Not for lack of trying. Run back and forth with paperwork. Wait. Get pre approved. More paperwork. Submission to underwriting and more waiting. This is our 3rd time initiating this approval process for a variety of reasons. With less then a week before our 30 day time limit to secure financing we are told by the builder's lender that they will not offer us the loan we want. They are telling us if they don't get some type of credit approval for us in place by Tuesday we will be 100% denied from any loan at all with them. We don't want to spoil our chances completely but we also don't want to get stuck having to go with a loan program we don't want. We submitted a loan application to our bank Monday. It will be great if they approve us for what we want but that also means $6,700 builder credit towards closing cost that we were anticipating with use of the preferred lender is now in jeopardy. They might still give it to us but they might not depending. Did we officially get rejected? NO. Did we refuse their counter loan? YES. Or did we agree to their counter offer and get accepted but just don't want it? DON'T WANT TO TAKE THE CHANCE. If we do, we may definitely stuck without the closing costs credit if we choose our bank and the loan program we want over theirs with the one we don't. That's a lot of money to just kind of not know if you are going to have.

Buying a house is not for the faint at heart I will tell you that much. There are variables and unknowns at every step of the process that could make or break everything. There is so much money involved and no average Jane could even begin to understand 1/2 of the paperwork that must be signed along the way. You are making plans to move in the not so distant future yet nothing is guaranteed until you go to closing and they put the darn keys in your hand. I've heard of people getting denied on a loan just 1 day before closing!

For the organized-plan ahead-like to be in control-type like myself this is a nightmare. I am so over it. I want this house but I also want off this wacky roller coaster ride of confusion and uncertainty.

 Cont'd: Look's Like We're Gettin' The House

HGTV Junkie

Hey, is anyone else addicted to House Hunters, My First place and Property Virgins on HGTV? I have to ask because if I find out I'm not the only one at least I'll feel a little bit better about my addiction. I can watch these shows for hours upon hours on end.

I love watching couples weigh out the pros and cons of one place over another and how much bang you can get [or not get] for your buck in the different housing markets. Location vs square footage. Attached garage vs back yard size. Granite counter tops in the kitchen vs an extra vanity in the master bath. I enjoy seeing the decor and layouts of different condos, town homes, row homes, duplexes, detached homes, and bungalows.

It's interesting to see what that couple with the $150,000 budget in Texas has to choose from. I gasp in dismay at the couple in San Francisco that decides to buy the tiny 980 square foot condo 2 bedroom/one bathroom and no parking space for $415,000. Then in the next episode, I drool over the 2,200 square foot home with the vaulted ceilings, huge back yard and finished basement that the couple in South Carolina managed to get below the asking price of $260,000. Every house in every housing market is unique in it's own way and there is always some advantage or disadvantage that even those with a high budget must weigh out before making a decision. It's fun trying to guess which one they pick!

Mj: We've seen this one.
Me: Maybe you have but I haven't.
Mj: You did see this one. Remember this couple got on our nerves because they were so anal and kept low balling everyone?
Me: Hmmmm...I don't know.
Mj: They are not going to like the busy street in the back yard.......Remember?
Me: Oh, yeah now it's coming back to me a little but I can't remember which one they pick.

[I continue watching]

This happens over and over! I don't think my interest is just because we are currently in the throes of the home buying process ourselves. It crossed my mind that I am finally getting to do what I've been watching on HGTV for months, but I have always loved looking at houses. I love looking at the different exteriors and architecture if I am driving through a neighborhood. I always want to check out the model homes just for fun if I happen to see the sign twirler on the corner pointing them out. I have always had dreams of owning a home that actually looked like a model home down to perfectly coordinated decor, stately furniture, and pristine lack of clutter.

Uh, how did I not know you could watch episodes online? I can only hope they keep cranking these out because I'm afraid I may be running out of new ones to watch! Oh, and of course I entered to win the HGTV dream house in New Mexico. I entered just about every day for two months. The odds of winning are slim to none and I'd have to sell the darn house anyways if I won it but I can't resist a good contest entry.

McDonald's #2 With Sprite

In my old college days McDonald's was a staple in my weekly diet. That, Domino's Pizza, and Cup O Noodles. A couple years into College and some freshman 15 pounds later it was still one of my favorite's although I would normally limit it to weekends. At some point I stopped eating fast food french fries and hamburgers altogether save for the random few and far between times I might end up having it as a fourth meal with some friends after a night of being out. Nowadays the only thing I order from fast food restaurants is their salads. My diet totally changed to the point where I simply could not bring myself to do it. I went through a phase where I sort of gave up food altogether let alone fast food!

But yesterday Mj had a rare craving for it and since for years and years I've been talking about doing it I decided to join the fun. I used to order a Sprite but I got a Diet Coke this time around. I used to super size it but McDonald's has long since done away with that offering only Medium and Large so I went with the Medium. In the old days they didn't put the calorie info on the package and this time around I was too excited to be eating it to even take a look at it. I mean, I can always look it up online later and c'mon, if I ordered a hamburger and french fries how likely is it that I am concerned about calories and fat at this point anyways? Was it everything I dreamed it would be? YES! It was pretty yummy and it kind of felt good to be THAT bad and THAT indulgent for once. McDonald's after all is sort of the poster child for everything that is wrong with the American diet today and there I was eating it with vigor.

What I was surprised to find is that while enjoyable not only did the meal not really fill me up but that I was actually starving just a couple hours later as if I had eaten nothing at all. Mj had the same problem too. I don't remember that part. Granted, it was my only full meal for the day but still! $6.00 and 980 calories later....why am I still hungry? So, there I am having exceeded my calories and fat content for the day and yet I am hungrier then ever. I ate an apple and some string cheese as a snack but still went to bed hungry.

This morning I felt a little disgusted with myself. I mean, did I really have to go and do that? Nope, I didn't but I think it's a good thing I did.

• #1 I know that I am not missing out on all that much. Sure it was delicious but I really enjoy my healthier choice meals too and feel much better about myself after eating them and usually a lot more fulfilled.
• #2 it is another sign that I am doing well food wise. I used to have lists upon lists of foods that I absolutely could not would not eat. I used to go weeks without eating any actual solid meals. To go from that to being able to order a meal from McDonald's is actually a good thing. I can still be pretty regimental about my eating habits but I can vary from the norm too and it doesn't rule me anymore.

So today I have already decided that all I want for dinner is one lovely healthy sandwich with lunch meat and cheese between Sandwich Thins bread. Natures Own makes them too, but for only $2.00 which is a better price then Orowheat. I will probably have some pretzels with it. While it may not have the the curb appeal of my #2 with Diet Coke I have a feeling I am going to be just as glad to be eating it tonight.

Time to cleanse and degrease.

A Saturday Wedding

view of the sun setting from the ceremony location

On Saturday we went to Mike's friend's wedding. It's been so so long since I've been to one so I was really looking forward to going as soon as we got the invitation. I did go back and buy The Limited pants for $39.50 with my coupon AND ended up buying a dress for the wedding. It was so cold that I could not bring myself to put on a halter although I saw plenty of halters, strapless, open toed shoes paired with no jackets and no tights all night. Nope not me! I am always cold to begin with so I found a short sleeved billowy sleeved dress at Kohl's for $24.00 earlier that day and wore black tights and black pumps. I wore a scarf, my black pea coat AND had a sweater underneath that for good measure. It didn't dip much below the 60's but that is COLD for me. This brings my total shopping expenditure for the month to $69.00 which for a nice top, pants, and a dress is not bad at all.

Kimono Dress from Kohl's $24.00

The wedding was beautiful. The ceremony was on a grassy area overlooking the ocean and the reception was just inside. They really lucked out because it had been raining all week and that morning but come ceremony time the sun was shining and although a bit chilly the weather was otherwise perfect. The bride was almost in tears (of happiness) throughout the ceremony and they looked really, really happy together. They had about 75-80 guests which is probably about what we are going to have. The centerpieces were a lovely fresh flower bouquet in a nice large square Vase. The decor was simple, the food was good and we danced the night away. It was a good group of people and everyone had a great time.

It was a good reminder to me again that I should not sweat the small stuff in my wedding planning. Guests that care about us are just going to be happy to be there with us. I will put on a great event for my guests within my budget and not worry about the rest. There simply isn't any need to stress out doing otherwise or trying to do too much. What will be remembered 6 months down the road has less to do with how their colors were incorporated into the decor and more about how much fun everyone had dancing to Michael Jackson's Thriller. Oh, and the girl who couldn't handle the open bar, dirty danced with everyone including the girls, and threw up in the bathroom....we'll remember that too but of course there is little that even the most organized of brides can do about that!!